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YouDoPet members contribute towards the cost of each other’s claims. This is not insurance, it is a new way of providing protection for you and your pets.

The cover we provide is discretionary. This means that our Board of Directors has discretion whether to pay a claim, but members can expect that all valid claims will be paid.

The major benefit of discretionary cover is that payments between members are not subject to insurance premium tax. This, along with our efficient payment system, is why we estimate we can save our members about 30% when compared to an insurance policy.

There are other organisations which provide discretionary cover including the Medical Defence Union which offers cover for doctors and medical students.